Privacy Policy

Calloway & Frost Inc is committed to protecting your privacy when you visit our Site(s). We want you to know what Information we collect, how we use it, and how you can request that this Information be updated or corrected.

The organization reserves the right to amend or otherwise modify this Privacy Policy at any time, so please re-visit this page periodically to check for updates. The date of last revision is shown at the top of this document.

Scope

Our Privacy Policy covers any visitor to our Site(s). This policy applies to both online and offline collection, storage, processing, and transfer of Personal Information.

  • Definitions
  • Information We Collect
  • Information Collected Automatically
  • SMS Messaging Policy
  • Information You Provide to Us
  • How We Use This Information
  • Opt Out
  • Our Security Measures
  • Call Monitoring
  • Internet Technologies Used
  • Children's Privacy
  • Site Hosting and Links From Our Sites to Other Websites
  • Privacy Policy Changes
  • How to Access Your Information and Contact Us

Definitions

As used in this Privacy Policy, the following terms have the following meanings:
"Business Associates" means third party service providers which the Organization may contract with to provide services on their behalf including those related to the Site(s) or for transactions occurring on the Site(s) including, but not limited to Social Networking, hosting, web analytics, academic, business or financial services.

"Financial Information" means specific Personal Information of a financial nature such as your credit card number.
"Information" means any Information collected and includes: "Personal Information", "Financial Information", "Web Analytical Information" or any other Information collected from you through our Site(s).
"Marketing Information" means your Web Analytical Information and your Personal Information such as your name, address, e-mail address and telephone number that the Organization collects uses and discloses for the marketing and promotional purposes as disclosed in this Privacy Policy.
"Personal Information" means Information that may be used, alone or in combination, to identify a specific individual and includes Financial Information.

"Site" or "Sites", means the Organization's website located at Calloway & Frost Inc as well as any other Organization-controlled or authorized Sites (including, without limitation, any Business Associate sites), regardless of domain name or IP address.
"Social Network", means various Internet communication technologies provided on Sites that facilitate conversation and interaction between people online and includes, but is not limited to, blogs, discussion forums, wikis, chat sessions, news groups, etc.

"Social Network Content" (or "SNC") means user-generated content you consent to share via a Social Network and includes, but is not limited to, Personal Information, including digital sounds and pictures that you upload to a Social Network.
"Organization", "we", "us", and "our" refer to Calloway & Frost Inc

"Unrelated Entities" means third parties that are not Educational Partners and who are not providing services to Calloway & Frost Inc as Business Associates.

"Web Analytical Information" means internet generated Information we collect when you visit our Sites.

Information We Collect

We collect various types of Information from you through our Sites, when we talk to you on the phone. Some of this Information is collected automatically through various web and internet technologies including Social Networking tools used by the Organization. Other Information is collected when you provide it in response to an advertisement, or a request for information; or if you register or order products and services, set up a Social Network or other Site profile, or if you choose to use one of our interactive tools.


Information Collected Automatically

Each time you visit one of our Sites, Web Analytical Information is automatically gathered. In general, this Information does not identify you personally. Examples of Web Analytical Information include, but are not limited to:

  • IP address
  • Collection Date
  • Publisher Name
  • Connection Speed
  • Day of Week Time of Day (hour)
  • Language settings
  • Country, State, DMA, City (relating to IP address, if available)
  • Domain (.com, .net, .mil, .org, .edu, etc.)

SMS Messaging Policy

When you provide your mobile phone number to Calloway & Frost Inc and give consent, you agree to receive SMS or MMS messages from us for purposes including service updates, account notifications, and promotional offers.

  • Frequency: Message frequency may vary based on your interactions with us.
  • Opt-Out: You can opt out at any time by replying STOP to our messages or contacting us info@callowayandfrostinc.com.
  • Help: For help, reply HELP or email info@callowayandfrostinc.com.
  • Costs: Message and data rates may apply as per your mobile carrier plan.
  • Data Use: Your mobile information will not be sold or shared with third parties for promotional or marketing purposes.
  • For more information about our data handling practices, please review the rest of this Privacy Policy.

How We Use This Information

Marketing Information

We use marketing Information to help us better plan our Sites and services to meet your needs; to measure and improve our Site(s)' services and features, to communicate with you by e-mail, postal mail, telephone, about products or services that may be of interest to you, to provide you with customer support, and to enforce our Terms of Use.

Personal Information

The Organization recognizes that by choosing to provide us with your Personal Information, you are demonstrating your trust in us. We will not sell, rent or lease your Personal Information to others.

Financial Information Your Financial Information will be used to provide requested products and services. We use Secure Socket Layer (SSL) 128 bit encryption to protect your credit card details submitted to us over the Internet.

Our Security Measures

We will take commercially reasonable measures to secure and store your Information to protect against the loss, misuse, and alteration of the Information under our control. Unfortunately, no data transmission over the internet can be guaranteed to be completely secure.

Children's Privacy

We are very sensitive to the issue of children's privacy. Our Sites are neither developed for, nor directed at children under 13.

Privacy Policy Changes

Calloway & Frost Inc may update this Privacy Policy or revise it from time to time. We urge you to review this Privacy Policy frequently to obtain the current version.

How to Access Your Information and Contact Us

If you want access to or wish to update any of your Personal Information or have any questions about our privacy practices, contact us at info@callowayandfrostinc.com.

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